027-487-4719 (text or phone)
Phil Congreve (principal) has been involved in the life insurance industry for 45 years. Throughout this time the company has been involved in many claims across all facets of individual personal risk protection – death, trauma, income protection, total & permanent disability, accidental death and both medical and surgical claims. One of the essential aspects of insurance is the ownership of the protection, making sure it is paid to the right people at the right time and in the most efficient manner available. We pride ourselves on the regular contact we maintain with our existing clients – life’s various changes can impact significantly on the need to review your levels of protection (increase or decrease) and we are happy to monitor this for you along with ownership issues and premium alterations (yearly increasing vs level premiums to age 65/80).
At the initial meeting we will gather all the necessary information from you to assess your protection requirements. You can call this capital risk assessment, human life value analysis or the reality - Needs analysis for the protection of you and/or your family.
We might not like the term but we all need life insurance and other personal risk products for certain periods of our life. Don’t wait for the misfortune to happen, protect yourself, family and business debt now.